Real estate appraisal services for homeowners in the city of Cambridge and Dorchester County

Check out the top 7 reasons MD homeowners call on Tricia Blake:

Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
To challenge a MD property tax assessment
Remove PMI to reduce their mortgage payments
To reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a MD divorce, where property needs to be divided
To settle an estate in Dorchester county or MD by determining the true market value of property in question

Do you own a home in or near Cambridge? Do you need help deciding the price of your real estate?
Contact Tricia Blake.

We at Tricia Blake understand the individual needs of a customer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Tricia Blake will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value report than yours.

Appraisals to cancel PMI

A preferred money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Tricia Blake, we're veterans in helping homeowners just like you abolish unwanted and unneeded PMI insurance.

Challenge a property tax assessment

Lets say you live in a local area that is declining -- your local tax assessor may have your house overvalued. That only means you are most likely paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Tricia Blake is your #1 weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Tricia Blake can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for verity? An appraiser from Tricia Blake can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.